Our Audi Finance Center
When you’re ready to hit the road with your new ride, our finance center team will be here to see you off. Our expert consultants will learn about your needs and lifestyle, so they can recommend different lease and finance plans that may suit you.
Whether you’ve leased or financed a car before or are new to the process, they’ll guide you step by step and ensure your comfort. Should you choose to finance your vehicle, they can contact several different local lenders to secure flexible rates and terms. To streamline the process, take advantage of our handy online tools!
If you have any questions before or during the process, please don’t hesitate to contact our team!
Online Audi Financing Tools and Resources
When you’re ready to trade in a car and upgrade, the Value My Trade tool gives you a quick estimate from home. That hits the guesswork—so when you arrive at our Audi Finance Center, you already know what your trade could be worth (and it’s less of a surprise).
Then there’s the Finance Application you fill out online. It moves things faster at the dealership—you’re not filling out forms at the desk; you’re talking about options. That ease lets you focus on choosing a model, not scratching your head over paperwork.
Audi also updates its New Specials often. These specials might include lower rates or seasonal offers. It’s like getting a moment of unexpected ease—finding a rate that didn’t feel out of reach—helping you make a smart move.
Lease or Buy Your Audi
Leases and car loans can both be the right financial choice depending on your situation. Our finance team researches and determines your financing options so you can make informed decisions at every step in the process.
Leases are usually the preferred option for drivers who want fewer upfront expenses, offering low monthly payments and easier access to the best luxury options. Alternatively, loans cost more at the outset but offer benefits such as trade-in value at the end of ownership.
According to Experian, the length of an auto loan directly affects your monthly payment and total cost: longer terms lower monthly payments but increase the total interest paid overtime*.
FAQs
How can I improve my chances of getting a good car loan?
You can boost your financing success by improving your credit score, increasing your down payment, comparing loan offers, choosing a shorter loan term, and getting pre-approved before shopping. Refinancing later can also help if rates change.2
Why should you set a budget before buying a car online?
Setting a budget help narrow your search and ensures you consider costs like insurance, fuel, and maintenance. This step keeps your shopping focused on vehicles that fit your financial plan. 3
Why should you use a trade-in to buy a new car?
Using a trade-in can immediately lower the amount you need to cover on your next vehicle. The value of your current car is applied directly to the transaction, reducing the balance before financing or final payment is arranged. That reduction can translate into smaller loan payments or greater flexibility when selecting trim levels and features.
A trade-in also simplifies the process. The dealership handles the appraisal and paperwork, which allows you to move from one vehicle to the next without coordinating a private sale.
In many states, trade-in can also reduce the taxable number of transactions. Sales tax is often calculated on the difference between your new vehicle and your trade-in value rather than the full purchase amount. This structure can lower the overall tax obligation tied to your next vehicle.4
Contact Our Finance Center Today
Regardless of your credit level, at Audi St. Paul, we have options to help you find the best new or pre-owned vehicle. Our finance experts are here to support you with the best loan package available so you can get on the road in your new Audi without breaking the bank. Contact us to experience our online options or by visiting us in Maplewood, St. Paul, and Woodbury MN.