Car Buying Options

Audi Purchasing & Leasing Options

Car Buying Options: Audi Leasing vs Financing

Looking for a new car but aren’t sure whether leasing or financing is right for you? You’ve come to the right place! Audi St. Paul in Maplewood, MN has all the information you need to make a confident decision. Together with Audi Financial Services, we believe that you deserve a financing or leasing experience as progressive and innovative as your Audi vehicle. We combine the legacy and prestige of Audi with world-class expertise to provide you with a premier financing and leasing experience.

Explore all the benefits each option has to offer to find the perfect path toward the new Audi of your dream today. Whether you’re looking for a long-term investment or a new Audi every few years, there is sure to be an option for your lifestyle and budget needs. Access exclusive offers, fast service, simple account management, and more today!

Audi Leasing

Get the new Audi coupe, sedan, crossover, or SUV you’re interested in at a price you can afford with a new Audi lease today. Unlock all the latest models without being restricted by a long-term contract. And unlike financing, leasing is a simpler process that requires a lower down payment and offers a range of easy transition processes at the end of your lease that enables you to walk away after your term is up. Leases also only have you pay based on the depreciated value, allowing you to save money when it comes to monthly payments.

Benefits of Leasing

  • Lower monthly payments (on average than financing)
  • Flexible lease terms and options
  • The ability to trade-in your vehicle for a newer Audi model or buy your vehicle at a predetermined price
  • A range of mileage options that suit your lifestyle

Disadvantages of Leasing

  • Mileage limits
  • Possible excess wear charges
  • Limited credit building
  • No customize or alteration allowed

Lease-end Options

Access a slew of flexible end of your lease options available to all Audi lease customers. Be rewarded for taking good care of your lease and for continuing to do business with us. Discover how easy your transition and open-ended your end of lease options are:

Option 1:

Turn in your vehicle and get a new one.

Option 2:

Make it yours by purchasing your lease.

Option 3:

Walk away no strings attached upon inspection.

Audi Financing

Choose the rate, term, and amount you can afford with help from Audi Financial Services. Discover how simple and straightforward financing can be by dictating the terms and reviewing all your available competitive finance offers. Build equity and an asset unlike leasing by having your name on the title and enjoying no more payments once you’ve finished paying it off. Financing also enables you to sell, trade, refinance, and customize your Audi without restrictions or penalties.

Applying for financing online with Audi Financial Services is a quick and secure way to take the next step toward owning a new Audi. In addition to taking only about fifteen minutes, applying online can save you time at the dealership by allowing you to shop remotely and make your decision before visiting your dealer. Any time saved upfront means you can enjoy your new vehicle even sooner.

Benefits of Financing

  • No mileage or vehicle customization limits/restrictions)
  • No end or lease obligations such as excess wear and tear
  • Ability to own for life and earn equity
  • Competitive lending rates and flexible terms offered by Audi Financial Services

Disadvantages of Financing

  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation

Leasing and Financing FAQs

Leasing offers more financial freedom and less commitment, whereas financing is an asset and enables you to resell.

You can return your Audi to any certified Audi.

Yes, trading in your car will reduce your upfront payment and/or monthly lease payments.

  • One-time payment via My Account
  • Recurring automatic monthly payments
  • One-time or recurring payment through your bank's bill pay system
  • One-time payment over the phone
  • One-time payment by mailing a check or money order
  • One-time payment with Western Union® Quick Collect
  • One-time payment with MoneyGram®
  • Lower monthly payments
  • Warranty protection throughout most or all of your lease term
  • Flexible terms and mileage
  • Ability to turn in or buy your vehicle at lease-end
  • Option 1: Turn in your vehicle and get a new one.
  • Option 2: Make it yours by purchasing your lease.
  • Option 3: Walk away no strings attached upon inspection.
  • Mileage limitations
  • No customizations
  • Excessive wear cost
  • Not an asset
  • Customize the vehicle to make it uniquely yours
  • Unlimited miles without penalty
  • Build equity with ownership
  • There are no charges for excess wear and use
  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation
  1. Audi St. Paul

    2450 Maplewood Drive
    Maplewood, MN 55109

    • Sales: 651-494-1400
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Get in Touch

  • Contact our Sales Department at: 651-494-1400
  • Monday8:30AM-7:00PM
  • Tuesday8:30AM-7:00PM
  • Wednesday8:30AM-7:00PM
  • Thursday8:30AM-7:00PM
  • Friday8:30AM-6:00PM
  • Saturday9:00AM-5:00PM
  • SundayClosed